Through our specialist charity scheme, we offer policies with exclusive terms to over 2000 charities, not-for-profit and voluntary organisations. Our dedicated team have over 20 years of experience in providing bespoke insurance solutions to clients operating in the sector, harnessing their expertise to protect clients against the various risks they face.
- Bespoke solutions tailored to your organisation.
- Access to charity-specific insurance providers
- Free insurance risk management review
- Dedicated team with vested interest and personal connections to the charity sector
Why choose us for Charity or Not-for-Profit Insurance?
We pride ourselves on the level of service we provide to charity and not-for-profit clients. Every member of our charity team has a personal connection to the charitable sector and an intricate understanding of the associated risks. This knowledge allows us to ask the right questions, offer the right advice, and find the right solutions.
We also take the time to visit each client in person to better understand the nature of their work. As part of these visits, we will undertake a free insurance risk management review to identify the appropriate insurance cover and ensure there are no gaps or exposures.
Risk Management
Litigation, regulation, and funding challenges have all impacted the way third-sector organisations approach risk today. Ensuring that you have the right insurance in place to protect you and your organisation is important and can often require specialist insurance knowledge to find the right cover at an affordable premium.
At One Broker, we manage the insurance and risk management needs of many charities and third-sector organisations. Our dedicated charity team understands the sector's unique requirements and the types of protection it demands.
Potential risks
Every charity is different, but there are typical insurances which charities and third-sector organisations should consider, which can include:
- Public liability extension to cover abuse up to £10,000,000 of liability.
- Products liability to cover second-hand goods up to £10,000,000.
- Donated stock paid out at market value.
- Automatic cover for fundraising events (up to a maximum of 1000 attendees/participants)
- Money cover as standard up to £3,000 during business hours and £3,000 in an unspecified safe out-of-hours
- Access to professional risk management services
- Free 24-hour counselling helpline available for all employees and volunteers
- Professional indemnity, including breach of duty up to a limit of £5,000,000.
- Trustee indemnity up to a limit of £5,000,000, including organisational liability.
How much does Charity and Not-for-Profit Insurance cost?
Every quote is personalised to your organisation, in line with the specific risks you face. As such, every insurance premium is unique.
Whatever your needs, you can rest assured that we will seek the most competitive premium. Plus, we will review your policy each year to ensure you get the best price.
What our clients say:
“As a new social enterprise who deals with especially challenging people in challenging situations, it was extremely difficult for us to find the insurance we needed. We were turned down by many insurance companies and were having difficult conversations as to whether we could continue. But, on a recommendation, we reached out to One Broker’s charity specialists (formerly Scrutton Bland) who used their unique skills to find us not only insurance that met our needs, but at a perfectly reasonable price. One Broker really came through for us. Now we can move forward with helping others in our community.”
Gavin Isham (Head Of Legal), Derventio Housing Trust
“The service offered by Shirley and the Charity team at One Broker (formerly Scrutton Bland) is efficient and friendly. They have an understanding of our business, have always responded promptly and deliver great customer service at a competitive price and we have moved pretty much all our insurance over. I would not hesitate to recommend One Broker and have also personally passed on your details to other landlords who wanted insurance cover.”
Emmaus Sheffield
"KeyRing has used One Broker (formerly Scrutton Bland) for all our insurance purposes for over 10 years, and through that time they have always worked tirelessly to secure the most competitive policies and provided outstanding assistance and advice when needed. We have found them peerless in the Charity sector and are delighted to consider them as long-term partners."
Keyring Living Support
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