What does Engineering Insurance cover?

Cover your plant and equipment on an ‘All Risks’ basis. Hired-in equipment can also be included, covering your legal liability under the terms of the rental agreement, including loss or damage to the hired-in plant and the continuing hire charges.

Covers the works in progress and the materials on a construction site on an ‘All Risks’ basis.

Protection for both your own and hired equipment, covering damage and loss, including sudden and unforeseen incidents.

Cover for loss of, or damage by, deterioration or putrefaction of goods stored in any specified cold-storage space specified. Includes deterioration as a result of breakdown/accidental damage to the refrigeration equipment or the non-operation of the controlling devices of the equipment, accidental failure of the public electricity supply and deterioration caused by escaping refrigerant fumes.

Covers the loss or damage of any electronic equipment and computers, including additional costs for the restoration of data.

Cover for plant and machinery installation usually referred to as ‘contract works’. Cover can include both owned and hired-in contractors’ plant and employees’ personal tools and effects.

Provides cover for profits lost and increased working costs following damage to machinery.

Cover against loss of, or damage to, machinery during moving operations including lifting/lowering, moving to and from the working position, transit and re-siting.

Cover for wind turbines, solar farms and hydropower plants both during construction and while operational.

Inspections are an essential aspect of ensuring the safety of plant and machinery and ensure compliance with the various statutory requirements for workplaces throughout the UK. Plant protection insurance can also be included if required covering risks such as sudden and unforeseen damage including breakdown of lifting/electrical plant, explosion/collapse of pressure plant and damage to own surrounding property.