What does Haulage Insurance cover?

Motor Fleet insurance is fully comprehensive, protecting your vehicles from fire, theft and damage. It also includes third-party cover, which is required by law. It covers you for injury/damage to third parties and their property.

This is a legal requirement if your haulage business has employees. It protects you against employee compensation claims should they suffer injury and illness as a result of working for you.

Public Liability insurance protects you in the event of a compensation claim from a member of the public, either for damages to themselves or their property. This is a standard commercial insurance product.

Goods in Transit Insurance covers items carried for clients on a hire-and-reward basis. It covers the value of loss, damage or theft of items being transported by your company.

Whether you have offices, warehouses or other premises, commercial property insurance can be arranged to protect your property against damage, fire and theft.

D&O protects key members of your team against legal action for alleged ‘wrongful acts’, such as breach of trust and breach of duty. The policy covers the cost of legal fees and damages if the claimant is successful.

All businesses, including haulage and logistics firms, are at risk of cyber crime. Cyber policies protect against the cost of losses following a data breach. Cover often includes professional assistance for the recovery of data, regulatory reporting and reputation management.

You can add protection for airside activity to your policy. This covers your vehicles and your employees when working in restricted areas at airports, such as airstrips and aprons. It also protects against third-party claims.