What does Car Insurance cover?

By law, you must have Motor Insurance to drive on public roads in the UK. It protects you, your vehicles and other motorists in the event of an accident. It provides financial compensation for injuries or damage. See below for the 3 most common types of Car Insurance.

This is the minimum level of car insurance required by law. It ensures that you can cover the cost of compensation for injury to other people – or damage to their property – as a result of an accident caused by you. It doesn’t cover your costs as a result of the accident.

This is the same policy as above, but also covers your costs if your vehicle is stolen or damaged by fire.

This includes the same protection as Third Party, Fire & Theft, but it also covers your costs if your vehicle is damaged by an accident. You may also have the option to arrange a courtesy car, if available.

If you intend to drive your car within the European Union, we can arrange cover to protect you overseas.

Minimise disruption in the event that a vehicle won’t start or breaks down. Covers roadside recovery, repairs and onward transport.