What does High-Value Home Insurance cover?

Protection for the structure of your home, including walls, roofs and ceilings. This covers the rebuild value of your property if it’s destroyed by an insured event.

Protection for the contents of your home, covering the cost of repairs or replacements. We can also include ‘all risks’ cover for items taken out of the home, such as jewellery and technology. High-Value Contents Insurance can be bought as a standalone policy if you rent your home.

Covers the cost of repair or replacement of items within your home if they are accidentally damaged. For instance, if a window is smashed by a rogue football, your policy may cover the cost of a replacement.

Provides access to professional assistance in the event of an emergency at home, so you suffer minimal disruption.

If your keys are lost or your locks are damaged, this policy will cover the cost of replacement.

If your home is uninhabitable due to a insured event, this policy helps to cover the cost of alternative accommodation until you can move back home.

Cover towards the cost of finding a leaking pipe and making good any damage caused along the way.